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Protecht is an insurance technology company that has developed an embedded insurance product which facilitates refunds for traditionally non-refundable industries. The company built its technology platform for the ticketing, events and travel industries to reimburse consumers if they cannot attend events due to a variety of customizable perils. Protecht’s platform provides (i) consumers assurance that their purchase is protected and (ii) affiliate partners (e.g., ticketing platforms) and clients (e.g., sports teams and concert venues) higher purchase conversion rates at checkout and additional, profitable revenue streams.